Mortgage Loan Underwriter II Job at Cadence Bank, Tupelo, MS

S3dwZkY5cTN0bGVIQWtJZ3luMzZsUUpDSkE9PQ==
  • Cadence Bank
  • Tupelo, MS

Job Description

Description What The Role Is Under general supervision, the Mortgage Loan Underwriter is responsible for approving or denying mortgage loans based on information provided in a loan application. * Remote within Alabama, Arkansas, Florida, Georgia, Louisiana, Mississippi, Missouri, Tennessee, and Texas. How You will Make an Impact Verifies income and employment information of borrower. Reviews credit history of borrower. Evaluates the borrower's depository accounts and assets. Determines fair market value for the collateral by reviewing the appraisal. Ensures that property specifications and loan terms meet financial institution requirements and government regulations. After evaluation of the application and collateral, the mortgage underwriter renders the underwriting decision. Documents the reasons for approval or denial of the loan and includes the documentation in the loan file. Provides and maintains a professional, business-like atmosphere within the organization. Who You Are High School Diploma or equivalent. Thorough understanding of all loan programs. Have a good understanding of FHA, VA and conventional underwriting guidelines for all loan investors. Must be able to meet strict time deadlines and work independently under pressure. Must be detail oriented and able to follow set guidelines. Excellent written and verbal communication skills. Works cooperatively with others. Regular and reliable attendance. If your experience aligns with this description, please consider applying. Many skills are transferable among industries and a passion for the role and willingness to learn are important considerations. We believe that a diverse workforce creates problem-solving and creative thinking, which is why we're dedicated to adding new perspectives to the team and encourage everyone to apply. The above statements are intended to describe the general nature and level of the work being performed by people assigned to this work. This is not an exhaustive list of all duties and responsibilities. Cadence Management reserves the right to amend and change responsibilities to meet business and organizational needs as necessary. Cadence Bank is an affirmative action/equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, religion, color, national origin, sex, age, status as a protected veteran, among other things, or status as a qualified individual with disability.

#LI-RF1

Qualifications Behaviors Detail Oriented - Capable of carrying out a given task with all details necessary to get the task done well Education High School (required) Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor. Cadence Bank

Job Tags

Similar Jobs

Prestige Carpentry LLC

Carpenter Apprentice Job at Prestige Carpentry LLC

Job Description Job Description Assisting experienced builders with all aspects of deck construction, such as preparing the site, measuring and cutting materials, assembling frames, and installing decking and railings.Learning to safely operate tools, cleaning and...

Home and Health Care Management, Inc.

RN Community Health Outreach Worker (CHOW) Program Manager Job at Home and Health Care Management, Inc.

 ...Introduction to the Company Home & Health Care Management has been providing home and community-based services to patients in Northern California for over 45...  ...develop, implement, train and educate Community Health Worker (CHW) trainees and perform all processes... 

St. Louis Park Public Schools

Early Learning Preschool Assistant Job at St. Louis Park Public Schools

Title: PARA 4-Early Learning Preschool Assistant DBM Classification: B21/Class 4 Department: Community Education Salary Range: $18.54 - $26.28 Employee Group: EM Spark Prepared Date: September 2025 Reports to: Early Learning Program...

Archway Physician Recruitment

CRNA - Anesthesiology job available in Brewton, Alabama Job at Archway Physician Recruitment

 ...hour to Pensacola, FL~1 hour to Coast~Full Time~PermanentLocation: BrewtonBrewton is a splendid, musical place with an historic downtown, expansive public parks, top-rated schools and an eye on future growth. Take a look at our city departments and youll see the hallmarks... 

PNC Financial Services Group

Business Analytics Lead - SQL Developer Job at PNC Financial Services Group

 ...of solid professional work experience \tStrong knowledge of developing analytical, reporting and data visualization solution using BI...  ...physical and relational data modeling \tProven experience with ETL tools and API integration. \tExperience with relational...